To edit this policy, its rules, output variables, or boundary condition variables, go to the GateX portal. This portal is read-only.
Home_Loan_Affordable
PPD-HJLK7891-AFFD
Product Program Hierarchy
Configured Policies
Policies that will be evaluated for cases using this PPD
Lending KYC — Individual
LENDING_IND_KYC
Ensures compliance with KYC regulations — Aadhaar–PAN linking and Aadhaar verification.
Data Sources: Aadhaar, PAN
Aadhaar Authenticity
SP_AADHAAR_01
Ensures Aadhaar is authenticated successfully with UIDAI.
Data Sources: Aadhaar
Bank Statement SA
SP_BKS_SA_01
Evaluates savings account behaviour — salary credits, balances, bounces and obligations for lending decisions.
Data Sources: Bank Statement Ind
Bureau Sourcing
SP_CBNI_SRC_01
Consumer bureau eligibility check based on score, DPD and enquiries.
Data Sources: Bureau Ind
Form 16 Income Check
SP_F16_INC
Salaried income verification through Form 16 employer certificate.
Data Sources: Form 16
Average Banking Behaviour
ABB_POL_001
Evaluates customer banking behaviour including balances, inflows, outflows and stability across bank accounts.
Data Sources: Bank Statement Ind
Ready to Host Your APIs & Solutions?