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Home_Loan_Const
PPD-MQYPXZ6M-BYlQ
Product Program Hierarchy
Configured Policies
Policies that will be evaluated for cases using this PPD
Lending KYC — Individual
LENDING_IND_KYC
Ensures compliance with KYC regulations — Aadhaar–PAN linking and Aadhaar verification.
Data Sources: Aadhaar, PAN
Bank Statement SA
SP_BKS_SA_01
Evaluates savings account behaviour — salary credits, balances, bounces and obligations for lending decisions.
Data Sources: Bank Statement Ind
Bureau Sourcing
SP_CBNI_SRC_01
Consumer bureau eligibility check based on score, DPD and enquiries.
Data Sources: Bureau Ind
GST Sourcing Policy
SP_GST_REG_01
Ensures PAN is linked to at least one active GSTIN as per GSTN.
Data Sources: GST Return, PAN
Average Banking Behaviour
ABB_POL_001
Evaluates customer banking behaviour including balances, inflows, outflows and stability across bank accounts.
Data Sources: Bank Statement Ind
Document Fraud Screen
FRAUD_DOC_01
Cross-document forgery and tamper screening.
Data Sources: Aadhaar, Bank Statement Ind, GST Return
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